Your recipient can receive money on SendApp via any of the following delivery methods. Mobile Money: Mobile Money wallet is an electronic wallet that allows you to store, send and receive money with your mobile number. SendApp allows you to send money instantly to mobile money wallets in Ghana, Ivory Coast, Kenya, Zambia and Ethiopia. Direct bank transfer: Transfers are delivered directly to the recipient’s bank account. If you're sending money to your recipient's bank account, ensure that you enter the correct bank details to avoid delays. If you have made a mistake, please contact us immediately here.